
the Northshore, LA
Flood Insurance on the Northshore.
NFIP and private flood across St. Tammany Parish — a parish that floods five different ways, where the rate depends on which town you are in.
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the Northshore
What shapes flood insurance in St. Tammany Parish.
Five flood mechanisms in one parish
St. Tammany identifies riverine, stormwater, surge, backwater and coastal flooding as distinct hazards within its borders. Very few markets can honestly say that. The lakefront communities of Mandeville, Madisonville and Slidell face surge; interior towns like Covington and Pearl River face riverine flooding from the Tchefuncte and its tributaries.
The scale of the loss history
Parish-wide, St. Tammany has recorded roughly 3,398 repetitive-loss structures across more than 10,000 claims, totaling about $436 million paid — concentrated in the southern parish near the Lake Pontchartrain shoreline. There are around 49,884 NFIP policies in force across the parish.
Where you are changes everything
Worst-case modeled flood depths run near 18 feet for the lakefront communities and 5 to 7 feet for the interior. Slidell has recorded roughly 1,030 repetitive-loss structures against Covington's 57. Two Northshore homes can carry wildly different flood exposure.
What a quote needs
Flood Insurance on the Northshore.
What we'll typically ask for.
- Property address
- Elevation certificate, if you have one
- Foundation type
- Year built and square footage
- Current flood policy, if any
Also serving Flood Insurance in Mandeville · Flood Insurance in Covington · Flood Insurance in Slidell · All service areas
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Flood Insurance on the Northshore, answered.
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